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Membership is easy at MCU!

As long as you live or work in one of the following counties or have a family member that is already an MCU member, you’re eligible! 

Membership Eligibility

Membership at a credit union means you are part of a not-for-profit financial cooperative that is run by its members. That means that profits made are returned to members as member benefits, which means lower interest rates on loans, higher interest rates on savings, free financial assistance and more.

You are eligible to join Madison Credit Union if you live or work in one of the following counties in Wisconsin:

  • Dane
  • Dodge
  • Columbia
  • Green
  • Iowa
  • Jefferson
  • Rock
  • Sauk
  • Walworth
  • Or if you are an employee or elected official of the City of Madison, Madison Metropolitan School District or the County of Dane
  • Or if you are immediate family (parent, spouse or child) of a MCU member, or you are a relative living in the same household as a member.
Membership Map

Making the switch to Madison Credit Union? Our Switch Kit has step by step instructions and everything you need to move your accounts, deposits, and payments from your old financial institution to Madison Credit Union. Download the Switch Kit.

Membership Rewards Program

The more services you use, the more free services you get. Our membership rewards program gives rewards based on a tier level system. Bronze for beginner, then Silver, Gold and finally Platinum. With each tier reached new free services are available.  

Member Benefits

Madison Credit Union wants to see its members soar. That is why we offer resources to help our members feel happy and financially stable.

Become an MCU Board Member

Credit unions are run by its members, which means the members of our Board of Directors are members like you. They are elected once a year to help guide the direction of the credit union and oversee management in the operations of MCU.