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Join MCU

At Madison Credit Union we strive to bring the best experience and offer the best services to each and every member. And don’t be surprised if we remember you, call you by name and ask how your day is. It’s because you matter and we care.

About Us

Our motto, Big Enough to Serve… Small Enough to Care sums it up perfectly, we have all of the conveniences of a large financial institution with the heart of a mom-and-pop. 

At MCU we build up our member’s financial success through low loan rates, high savings rates, financial education assistance and outstanding customer service. What’s best for our members is best for us. Here we treat you like family. 

Membership Eligibility

Credit unions are not-for-profit financial cooperatives that are run by its members. That means that profits made are returned to members as member benefits, which means lower interest rates on loans, higher interest rates on savings, free financial assistance and more.

You are eligible to join Madison Credit Union if you live or work in one of the following counties in Wisconsin:

  • Dane
  • Dodge
  • Columbia
  • Green
  • Iowa
  • Jefferson
  • Rock
  • Sauk
  • Walworth
  • Or if you are an employee or elected official of the City of Madison, Madison Metropolitan School District or the County of Dane
  • Or if you are immediate family (parent, spouse or child) of a MCU member, or you are a relative living in the same household as a member.
Membership Map

Making the switch to Madison Credit Union? Our Switch Kit has step by step instructions and everything you need to move your accounts, deposits, and payments from your old financial institution to Madison Credit Union. Download the Switch Kit.

Learn More…

Membership Rewards

The more services you use, the more free services you get. Our membership rewards program gives rewards based on a tier level system. Bronze for beginner, then Silver, Gold and finally Platinum. With each tier reached new free services are available.  

Member Resources

Madison Credit Union wants to see its members soar. That is why we offer resources to help our members feel happy and financially stable.

Become an MCU Board Member

Credit unions are run by its members, which means the members of our Board of Directors are members like you. They are elected once a year to help guide the direction of the credit union and oversee management in the operations of MCU.