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Routing #: 275978721
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Mobile Banking

The MCU mobile banking app for Android and iPhone let you check balances, transfer money, deposit checks, and make payments, all from the convenience of your cell phone!

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Key Features

Check Balances

You can easily check the balances for all your MCU accounts

Pay Anyone*

Transfer funds between accounts or send money to anyone from your account to theirs.

Pay Bills*

Pay individual bills or set up recurring payments

Remote Check Deposit*

Deposit check directly from the mobile app.

Deposits will be posted 4 times per day, Monday thru Friday with the last posting at 11pm. If the deposit requires additional review, and is accepted, the posting will occur within the next business day.

Note, there is a limit of $2500 per check and a maximum remote deposit amount of $5000 per month.

Click here to Learn More.

Manage your Debit Card

Temporarily lock your debit card and report a lost or stolen card.

View eStatements

View and download all your eStatements

*Features with the asterisk need to be turned on by an MCU team member. Contact us through the app or at 608.266.4750 for help in getting started.

Download the app now

Fast Facts
Bill Pay
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How do I enroll in Bill Pay?

In the mobile app, go to “Pay & Transfer”. From there click on “Pay Bills”. You will be prompted to enroll by verifying your email address and choosing your checking account.

Who can I pay?

You can pay bills to almost anyone from your cable company, to your mortgage lender or even the babysitter. You have the option of paying by check or for companies that are pre-setup in the system to allow automatic transfer you can do that as well.

Fast Facts
Mobile Check Deposit
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How do I enroll in mobile check deposit?

Download the new app and then, on the bottom menu bar of the mobile app, click the “Move Money” icon and select “Deposit Check.” From here, you’ll be prompted to sign into your online account where you then may select “Register.” After your registration has been submitted, your account will be reviewed within one business day. The status of your registration can be found by clicking the “Move Money” icon and select “Deposit Check”.

Can any member/owner enroll in mobile check deposit?

Eligible Madison Credit Union members, at least 18 years old, have been a MCU for at least 90 days, and have an account in good standing. Other criteria include no more than six (6) checks returned for non-sufficient funds (NSF) in the last twelve (12) months, along with less than three (3) returned deposit items in the last twelve (12) months. Eligible members must also have valid contact information on file with the credit union including phone number, address, and e-mail address.

Will I need a different username and password for mobile check deposit?

No, your online banking credentials will log you into both online banking and mobile check deposit.

Do I have to keep the check?

Yes! Write “Electronically Presented” or “VOID” and today’s date on the front of the check. Hold onto the item for 30 days in case of review.