The better way to bank.
A credit union is a cooperative financial institution. Which means, we are accountable to our members, not shareholders. As a member, you get a vote in how we are run, who sits on our board and what services we offer.
Because of what we are and because of who we are, you will see consistently low loan rates, little to no fees and personalized service.
We offer the services you care about along with the ease of use and security you expect in a financial institution.

We believe in our members, and our members believe in us.
Simply put, we care.
We care about our members and our community. Since 1936, we have proudly served the city of Madison. At Madison CU you won’t just get phenomenal service and great rates, you get financial wellness.
We empower our members to reach their goals. You don’t need perfect credit or any credit to get started. All you need to do is join the MCU movement.
Some popular benefits and services
Check out our blog posts with current tips and tricks from mortgage rates and car buying guides, to stress relieving money jokes.
We have a great loan calculator to estimate monthly payments, compare loan rates or terms, and to check bi-weekly payment options.
MCU offers members low rates across the board (our signature loans are some of the lowest in the city). And we will never sell your loan, it stays with us for the life of the loan.
Tired of overdraft fees? Get P.A.L. Overdraft Protection and protect your money.
Want to give back to the credit union? Make it better for others? Join our board of directors and be the change.