Home Page - Madison Credit Union

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We're like your local food co-op, but for banking.

Madison CU keeps every dollar you save right here in town, supporting every neighborhood in Madison, supporting our city, cooperatively, together.

Join the MCU Co-op Today!

The better way to bank.

A credit union is a cooperative financial institution. Which means, we are accountable to our members, not shareholders. As a member, you get a vote in how we are run, who sits on our board and what services we offer.

Because of what we are and because of who we are, you will see consistently low loan rates, little to no fees and personalized service.

We offer the services you care about along with the ease of use and security you expect in a financial institution.

We believe in our members, and our members believe in us.

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The absolute greatest!

“It is so nice to walk in to a financial institution and be recognized as a member and not just a person there to do business. Staff has always been gracious and helpful. Ilene, Michelle, Scott and especially Laura (who has been a life saver to me over the years) are the absolute greatest!”

- Marilyn

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I love this credit union!

“I love this Credit Union and you have always been there for me and my family. I also wish to send out a great love for Laura and Nancy in the loan dept. They are like family!!! Thank you everyone at Madison Credit Union… Shalom”

- Kim

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Amazing service

“I have been a member of Madison Credit Union for over 35 years. I especially appreciate the amazing service! I love that I know my bankers’ names – and they know mine!”

- Sara

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Part of the family

“Staff are very knowledgeable and friendly. I feel like I am part of the family when staff greet me by name.”

- Sherry

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Always with a smile

“The terrific staff of Madison Credit Union makes money management easy and convenient. My husband and I have had several auto loans with MCU. I have always been able to quickly and easily obtain a loan when it was needed. Always with a smile on faces and questions answered clearly. Thank you for being there for your customers. You are greatly appreciated!”

- Judy

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Keep up the good work

“In all the years I’ve been with the MCU I have never had a problem that wasn’t solved with a short telephone call, and there hasn’t been more than a half dozen in all that time. Keep up the good work.”

– Kathryn

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Staff knows myself and my family

“The staff knows myself and my family, and takes excellent care of us; meeting all of our banking needs and answering any question we may have.”

– Nicole

Simply put, we care.

We care about our members and our community. Since 1936, we have proudly served the city of Madison. At Madison CU you won’t just get phenomenal service and great rates, you get financial wellness.

We empower our members to reach their goals. You don’t need perfect credit or any credit to get started. All you need to do is join the MCU movement.

Some popular benefits and services

MCU Blog

Check out our blog posts with current tips and tricks from mortgage rates and car buying guides, to stress relieving money jokes.

Loan Calculator

We have a great loan calculator to estimate monthly payments, compare loan rates or terms, and to check bi-weekly payment options.

Loan Rates

MCU offers members low rates across the board (our signature loans are some of the lowest in the city). And we will never sell your loan, it stays with us for the life of the loan.

Overdraft Protection

Tired of overdraft fees? Get P.A.L. Overdraft Protection and protect your money.

Financial Wellness

MCU has the financial wellness tools to help you reach your goals.

Get Involved

Want to give back to the credit union? Make it better for others? Join our board of directors and be the change.