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We will be closed on Monday, July 4th in honor of Independence Day.
We will resume normal business hours on Tuesday, July 5th.

Choose your own adventure with an MCU signature loan

Plan your summer adventure with a Signature Loan from Madison Credit Union. With term limits up to 48 months, you can choose the monthly payment that works best for you.

At MCU you have control of your loan, you can pay monthly, bi-weekly or even weekly and there is no penalty for early pay off. Plus, you’re getting one of the lowest interest rates in town!

You could qualify for:

signature loan for $10000
signature loan for $7500
signature loan for $5000
Signature loan for $2500

At an incredibly low rate of 5.99% APR*.

You could qualify for up $10,000 for 48 months!

At an incredibly low rate of 5.99% APR*.

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Head on over to MCU for
low rates across the board.

Quick Rate Check : Low Rates Across the Board

Don't keep adventure waiting

Plan your summer getaway with MCU. Offering low rates on all RV, camper, boat, jet ski and ATV loans.

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Madison credit union location
Here for you since 1936

With origins back to the depression, we have been serving Madison city employees and surrounding communities since 1936.

We are a small credit union with a big heart. Our motto, Big Enough to Serve… Small Enough to Care sums it up perfectly, we have all of the conveniences of a large financial institution with the heart of a mom-and-pop.

Here for you locally

Conveniently located just 9 blocks from the capital on East Washington Ave.

Here for you nationally

Through Co-Op Shared Branching you have access to your money from over 5,600 credit unions and 30,000+ ATMS nationwide.

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The absolute greatest!

“It is so nice to walk in to a financial institution and be recognized as a member and not just a person there to do business. Staff has always been gracious and helpful. Eileen, Michelle, Scott and especially Laura (who has been a life saver to me over the years) are the absolute greatest!”

- Marilyn

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I love this credit union!

“I love this Credit Union and you have always been there for me and my family. I also wish to send out a great love for Laura and Nancy in the loan dept. They are like family!!! Thank you everyone at Madison Credit Union… Shalom”

- Kim

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Courteous and helpful

“I love this Credit Union and you have always been there for me and my family. I also wish to send out a great love for Laura and Nancy in the loan dept. They are like family!!! Thank you everyone at Madison Credit Union… Shalom”

- Kim

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Amazing service

“I have been a member of Madison Credit Union for over 35 years. I especially appreciate the amazing service! I love that I know my bankers’ names – and they know mine!”

- Sara

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Part of the family

“Staff are very knowledgeable and friendly. I feel like I am part of the family when staff greet me by name.”

- Sherry

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Always with a smile

“The terrific staff of Madison Credit Union makes money management easy and convenient. My husband and I have had several auto loans with MCU. I have always been able to quickly and easily obtain a loan when it was needed. Always with a smile on faces and questions answered clearly. Thank you for being there for your customers. You are greatly appreciated!”

- Judy

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Keep up the good work

“In all the years I’ve been with the MCU I have never had a problem that wasn’t solved with a short telephone call, and there hasn’t been more than a half dozen in all that time. Keep up the good work.”

– Kathryn

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Staff knows myself and my family

“The staff knows myself and my family, and takes excellent care of us; meeting all of our banking needs and answering any question we may have.”

– Nicole

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Quick Links 

Get Low with Loan Rates

MCU offers members low rates across the board (our signature loans are some of the lowest in the city). And we will never sell your loan, it stays with us for the life of the loan.

Loan Calculator

We have a great loan calculator to see estimate monthly payments, compare loan rates or terms and to check biweekly payment options.

Latest MCU Happenings

Check out our blog posts with current tips and tricks from mortgage rates and car buying guides to stress relieving money jokes.

P.A.L. Around

Tired of overdraft fees? Get P.A.L. Overdraft Protection and never pay overdraft fees again.

*APR is Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.