No matter your recreational interest, MCU is here to help finance it with rates and terms that work for you.
Get your boats, ATVs, UTVs, motor homes, snowmobiles, jet skis and RV loans here. Â
Our great low rates and quick & easy pre-approvals give you the knowledge and savings to get you out there having fun, without breaking the bank.Â
Loan Payment Calculator
Use the drop-down list of loan rates and our loan payment calculator to get an estimate of your monthly payments.
Buy the toy, eat the cake, enjoy your life.
See all rates for: New or Used ATVs, Snowmobiles, Campers, Jet Skis, Smaller Boats or 4 Wheelers
| New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* | ||||||
|---|---|---|---|---|---|---|
| Credit Score | 750+ | 749-700 | 699-660 | 659-630 | 629-600 | 599-0 |
| A+ | A | B | C | D | E | |
| Up to 36 Months | 8.49% | 8.74% | 9.24% | 10.24% | 11.24% | 13.24% |
| 37 to 48 Months | 8.74% | 8.99% | 9.49% | 10.49% | 11.49% | 13.49% |
| 49 to 60 Months | 8.99% | 9.24% | 9.74% | 10.74% | 11.74% | 13.74% |
| Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2021 & Older* | ||||||
|---|---|---|---|---|---|---|
| Credit Score | 750+ | 749-700 | 699-660 | 659-630 | 629-600 | 599-0 |
| A+ | A | B | C | D | E | |
| Up to 24 Months | 9.49% | 9.74% | 10.24% | 11.24% | 12.24% | 14.24% |
| 25 to 36 Months | 10.49% | 10.74% | 11.24% | 12.24% | 13.24% | 15.24% |
Rates subject to change at any time.
Pump up your vacation with an RV, camper or boat loan from MCU.
See all rates for: New or Used RVs, 5th Wheels and Boats (16ft or more)
| New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2022-New* | ||||||
|---|---|---|---|---|---|---|
| Credit Score | 750+ | 749-700 | 699-660 | 659-630 | 629-600 | 599-0 |
| A+ | A | B | C | D | E | |
| Up to 60 Months | 7.24% | 7.49% | 7.99% | 8.99% | 9.99% | 11.99% |
| 61 to 72 Months | 7.49% | 7.74% | 8.24% | 9.24% | 10.24% | 12.24% |
| 73 to 84 Months | 8.49% | 8.74% | 9.24% | 10.24% | 11.24% | 13.24% |
| 85 to 120 Months | 8.74% | 8.99% | 9.49% | 10.49% | 11.49% | 13.49% |
| Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2021 & Older* | ||||||
|---|---|---|---|---|---|---|
| Credit Score | 750+ | 749-700 | 699-660 | 659-630 | 629-600 | 599-0 |
| A+ | A | B | C | D | E | |
| Up to 60 Months | 8.49% | 8.74% | 9.24% | 10.24% | 11.24% | 13.24% |
| 61 to 72 Months | 8.74% | 8.99% | 9.49% | 10.49% | 11.49% | 13.49% |
| 73 to 84 Months | 8.99% | 9.24% | 9.74% | 10.74% | 11.74% | 13.74% |
Rates subject to change at any time.
* APR is annual percentage rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. $1,000 new money required.
^Rebate will be 1% cash back, up to $500, of the amount financed, less the value of Payment Protection, GAP, and service contract products, if applicable. Cash back will be deposited to member’s MCU savings account after 60 days. Vehicle payments must be current in order to be eligible for cash back deposit to be made. Not valid on existing MCU loans. Minimum loan amount of $7,500 required. To qualify for the 1% cash rebate, the vehicle loan must be funded on or after 6/1/2024, and vehicle loan application must be received by 8/31/2024.
