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Recreational Vehicles

Because life is meant to be enjoyed.

No matter your recreational interest, MCU is here to help finance it with rates and terms that work for you.

Get your boats, ATVs, UTVs, motor homes, snowmobiles, jet skis and RV loans here.  

Our great low rates and quick & easy pre-approvals give you the knowledge and savings to get you out there having fun, without breaking the bank. 

Current promotion

Mallards auto loan promo

* Must meet loan requirements to be eligible for offer. Promotion valid 05/01/2022 – 06/30/2022. Good while supplies last. $1,000 new money required when refinancing existing MCU loans.

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Buy the toy, eat the cake, enjoy your life.
See all rates for: New or Used ATVs, Snowmobiles, Campers, Jet Skis, Smaller Boats or 4 Wheelers

New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2020-New*
Credit Score750+749-700699-660659-630629-600599-0
A+ABCDE
Up to 36 Months6.99%7.24%7.74%9.24%11.24%15.24%
37 to 48 Months7.24%7.49%7.99%9.49%11.49%15.49%
49 to 60 Months7.49%7.74%8.24%9.74%11.74%15.74%

Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2019 & Older*
Credit Score750+749-700699-660659-630629-600599-0
A+ABCDE
Up to 24 Months7.99%8.24%8.74%10.24%12.24%16.24%
25 to 36 Months8.99%9.24%9.74%11.24%13.24%17.24%

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Pump up your vacation with an RV, camper or boat loan from MCU.
See all rates for: New or Used RVs, 5th Wheels and Boats (16ft or more)

New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2020-New*
Credit Score750+749-700699-660659-630629-600599-0
A+ABCDE
Up to 60 Months4.74%4.99%5.49%6.99%8.99%12.99%
61 to 72 Months4.74%4.99%5.49%6.99%8.99%12.99%
73 to 84 Months5.99%6.24%6.74%8.24%10.24%14.24%
85 to 120 Months6.24%6.49%6.99%8.49%10.49%14.49%

Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2019 & Older*
Credit Score750+749-700699-660659-630629-600599-0
A+ABCDE
Up to 60 Months6.99%7.24%7.74%9.24%11.24%15.24%
61 to 72 Months7.24%7.49%7.99%9.49%11.49%15.49%
73 to 84 Months7.59%7.84%9.24%10.74%11.84%15.84%

* APR is annual percentage rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. $1,000 new money required.
1 “New Boats & RVs” are model year 2020 and newer. Other rates and terms are available.
2 “New ATVS & Snowmobiles” are model year 2020 and newer. Other rates and terms are available.