No matter your recreational interest, MCU is here to help finance it with rates and terms that work for you. Get your boat, ATV, UTV, motor homes, snowmobile, jet ski and RV loans here.
- Always great low rates
- 90 days no payments^
- Quick & easy pre-approvals
- Flexible payment terms
- Personalized service – you call, we answer
Whether you’re dreaming of weekend getaways, cross-country road trips, or weekends on the lake, our tailored loan options make it easy to finance your perfect recreational vehicle.
Let’s get you moving—apply today and get ready to explore with confidence!
Use the drop-down list of loan rates and our loan payment calculator to get an estimate of your monthly payments.
Rate Snapshot
RVs, 5th Wheels, Larger Boats (Over 16 ft.)
#VanLife
Your adventure starts today!
| MODEL YEAR 2021 & OLDER | ||
|---|---|---|
| Terms | APR* | Monthly Payment |
| (up to) | as low as: | per $1,000 Borrowed |
| 60 Months | 8.49% | $20.51 |
| 72 Months | 8.74% | $17.90 |
| 84 Months | 8.99% | $16.08 |
| MODEL YEAR 2022 & NEWER | ||
|---|---|---|
| Terms | APR* | Monthly Payment |
| (up to) | as low as: | per $1,000 borrowed |
| 60 Months | 7.24% | $19.91 |
| 72 Months | 7.49% | $17.29 |
| 84 Months | 8.49% | $15.83 |
| 120 Months | 8.74% | $12.53 |
Rate Snapshot
ATV, Snowmobile, Camper, Jet Ski, Small Boats, 4 Wheeler
Escape the monotony today
| MODEL YEAR 2022 & NEWER | ||
|---|---|---|
| Terms | APR* | Monthly Payment |
| (up to) | as low as: | per $1,000 Borrowed |
| 36 Months | 8.49% | $31.56 |
| 48 Months | 8.74% | $24.76 |
| 60 Months | 8.99% | $20.75 |
| MODEL YEAR 2021 & OLDER | ||
|---|---|---|
| Terms | APR* | Monthly Payment |
| (up to) | as low as: | per $1000 Borrowed |
| 24 Months | 9.49% | $45.91 |
| 36 Months | 10.49% | $32.50 |
- Unlimited Adventure – Owning a recreational vehicle allows you to explore new places, whether it’s on the road, water, or trails, at your own pace and schedule.
- Family Bonding – These vehicles create fun opportunities for family activities, offering a unique way to bond while experiencing the outdoors together.
- Escape from Daily Life – Whether you’re on a boat, RV, or ATV, recreational vehicles provide an easy way to disconnect from the everyday grind and recharge in nature.
- Cost-Effective Fun – Rather than constantly renting or paying for expensive vacations, owning your own recreational vehicle allows for multiple, low-cost adventures throughout the year.
- Flexibility – You can hit the road, water, or trails at a moment’s notice with your own vehicle, giving you the freedom to explore whenever the mood strikes.
- Access to Remote Areas – ATVs, snowmobiles, and boats grant access to places that standard vehicles can’t reach, letting you discover remote spots off the beaten path.
- Year-Round Enjoyment – With the right recreational vehicles (like snowmobiles for winter and jet skis for summer), you can enjoy outdoor activities all year long.
- Perfect for Every Lifestyle – Whether you prefer camping, water sports, off-roading, or snowmobiling, there’s a recreational vehicle that fits your passions and hobbies.
- Improved Mental Health – Spending time outdoors, in nature, or on the water with your own recreational vehicle can significantly reduce stress and improve your overall well-being.
- Boosts Social Life – Owning a recreational vehicle opens doors to new communities, social groups, and shared experiences with friends and other enthusiasts.
Recreational vehicles offer the perfect blend of freedom, fun, and flexibility, making them a valuable investment for adventure seekers of all kinds.
* APR is annual percentage rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. $1,000 new money required.
^Interest continues to accrue during 90 days.
