Routing #: 275978721
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Enlist the help of Madison Credit Union for your next mortgage or home loan. MCU is here to assist you every step of the way.

Mortgage

Mortgage

Madison Credit Union can refinance your first mortgage or finance your second mortgage with less hassle and lower closing costs than you’ll find elsewhere. We’ll never sell your loan, so you’ll always know who holds your loan. Through our partners at Marketplace Home Mortgages, we also offer home purchase mortgages.

Home Equity

Home Equity

Use the equity in your home to receive lower loan rates.  Consult a tax specialist as interest is often tax deductible. Loans can be used for education, home improvement, vehicles, or other purposes.

CALCULATOR

RATES

First Mortgage
Refinance
1

Fixed rates as low as
2.99% APR*
up to 120 months

Second Mortgage2

Fixed rates as low as
4.74% APR*
up to 120 months

Home Equity Loan3

Fixed rates as low as
4.24% APR*
revolving line of credit

* APR is annual percentage rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
1 Lowest possible rate for a first mortgage requires a loan to value ratio of 70% or less of assessed value. $10,000 new money required. Other rates and terms available.
2 Lowest possible rate for a second mortgage requires a loan to value ratio of 80% or less of assessed value. $5,000 new money required. Other rates and terms available.
3 The annual percentage rate (APR) is based on the value of an index. The index is .01 from the Prime Rate published in the Wall Street Journal. The lowest possible rate is 3.49% for a home equity line of credit (HELOC) with a loan to value ratio of 60% or less of assessed value. The minimum HELOC advance is $500.