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Routing #: 275978721
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Madison Credit Union is here to help eliminate the financial burden of buying a new car.

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MCU offers competitive rates on new and previously owned vehicles. With terms up to 84 months for new cars, our loan department has an option that will fit your needs.

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Protect what matters most and ease your financial concerns by selecting Payment Protection Credit Insurance. Pays your loan payments (up to contract limit) in the event of illness or disability. Reduces or pays off insurance loan balance in the event of death.

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MCU offers loans on motorcycles, boats, ATVs, Motor Homes, snowmobiles, jet skis and RVs. No matter what your recreational interest, MCU is here to help finance it with rates and terms that work for you.


MCU offers a discounted rate on CARFAX reports ($39.99). Be confident with your car purchasing decision by getting a vehicle history report first. Contact the MCU loan department to request a report.

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Guaranteed Automobile Protection Insurance

Payment protection in the event of theft or accident where the vehicle is totaled and the amount owed on the vehicle is greater than the cash value of the vehicle.

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Auto Warranty

No hassle Auto Service Contract that protects you against costly mechanical breakdowns. You’re protected across the U.S. and Canada and can choose the licensed repair facility.

Ready to buy a new car? Our vehicle research and shopping site is a smart choice for stress-free car buying!



New Vehicle1


Rates as low as
1.99% APR*

Used Vehicle2


Rates as low as
2.99% APR*

New Boats & RVs3


Rates as low as
4.74% APR*

* APR is annual percentage rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. $1,000 new money required.
1 “New vehicles “are model year 2019 and newer. Other rates and terms available.
2 “Used Vehicles” are model year 2014-2018. Other rates and terms are available.
3 “New Boats & RVs” are model year 2018 and newer. Other rates and terms are available.