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Routing #: 275978721
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*Promotion valid June 1 – December 31, 2020. Madison Credit Union will pay closing costs up to $500, not including appraisal fees. Membership eligibility required. Promotion not valid with any other offers.

APR is annual percentage rate. 12.50% fixed APR is available for 10-year first mortgage refinance up to $300,000 with a loan-to-value (LTV) of 80% or less. 24.89% fixed APR is available for 10 year second home mortgage up to $300,000 with a loan-to-value (LTV) of 80% or less. Loan payment example: on a $200,000 loan for 120 months at 2.50% interest rate, monthly payments would be $1,885.40. Payment example does not include tax and insurance expenses.

Promotion not valid with any other offers. Rates, terms, and conditions are subject to change at any time and may vary based on creditworthiness, qualifications, and collateral conditions. Other rates and terms available, including our new 30 year term. $5,000 new money required to rewrite existing MCU first mortgages. Homeowner’s insurance is required.

*APR is annual percentage rate. Rates subject to change. Must be in good standingwith the credit union. One year membership required. No 30-day delinquency or negative shares with Madison Credit Union in the past 12 months. Must verify employment with current paystub at application. Maximum term limit is 12 months. $500 minim loan and $1200 maximum loan required. Current MCU loans not available for refinancing with this promotion. No cash payments. Automated recurring payments required. Offer starts 11/1/2020 and ends 12/31/2020.