^ .5% APR(annual percentage rate) is taken off your qualifying rate and will be applied at closing. Autopay required to receive discounted rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. $1,000 new money required for refinancing existing MCU loans. Offer valid 08/01/2025 – 09/30/2025. 1 Interest continues to accrue during 90-day period.

^Offer valid for applications received between 8/15/2025, and 11/15/2025. Promotion provides up to $500 off closing costs for First Mortgage loans, and up to $350 off closing costs for Second Mortgages and Home Equity Lines of Credit (HELOCs). Additionally, a $100 Menards® gift card will be given at closing. This offer does not include the cost of appraisal. $5,000 new money required for refinancing any current MCU loans. The promotion cannot be combined with any other offers or discounts and is subject to credit approval and loan program guidelines. Closing cost discounts and gift cards will be provided at closing.
Menards® is a registered trademark of Menard, Inc. This credit union is not affiliated with Menards®.

Rising Minds Scholarship

At MCU, we’re proud to support the next generation of thinkers, creators, and leaders. If you’ve been a member for at least six months and are currently attending—or planning to attend—an accredited college or university, you may be eligible to apply for our $1,000 Rising Minds Scholarship.

Whether you’re just starting your higher education journey or already working toward your degree, this scholarship is one way we invest in your potential.

Let us help you grow your future—because strong minds deserve strong support.

Applications for the 2026-2027 school year open in January 2026. Learn more here.  Get a jump start for the 2026-2027 scholarship by becoming an MCU member!