Credit Cards

Madison Credit Union is here to help find the right credit card for you. Open a credit card with MCU today and start building credit with every payment.

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Consumer Cards

Choosing the right credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:

EMV smart chip technology for added security
Mobile purchasing capability for added convenience
Plus much more!

Business Cards

Choosing the right business credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like:

Expense management tools
No fee for additional employee cards
EMV smart chip technology for added security
Mobile payment capability for added convenience

Visa® Platinum Card

Pay down your other credit card balances faster with a great low introductory rate for an extended time
Save on interest
Non-Rewards

Cash Rewards American Express® Card

3% cash back on the first $6,000 annually in eligible net purchase made each year at gas stations
2% cash back on all eligible supermarket net purchases
1% on all other eligible net purchases
$25 cash back awarded after first purchase

Visa® Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net
purchases (equal to 1.5% cash back)
No cap or limit on the number of points you can earn, and
you have five years to redeem for rewards
2,500 bonus rewards points awarded after first purchase

Premier Rewards American Express® Card

Earn 4 points for every $1 spent on eligible net restaurant
purchases
Earn 3 points for every $1 spent on eligible net airline purchases
Earn 2 points for every $1 spent on eligible net gas purchases
Earn 1 point for every $1 spent on all other eligible net purchases
Plus, earn 10,000 one-time bonus rewards after you spend
$1,000 in the first 3 months
No cap or limit on the number of points you can earn, and you
have five years to redeem for rewards
Reimbursement for either Global Entry or TSA Pre✔

Visa® College Real Rewards Card

Earn 1.5 points monthly for every dollar you spend on eligible
net purchases.
No cap or limit on the points you can earn, plus you have
five years to redeem points for rewards.
2,500 bonus rewards points awarded after first purchase,
redeemable for $25 cash back, merchandise, gift cards or
travel savings.

Visa® Secured Card

Provides an excellent opportunity for someone starting a credit
history or for someone who has been turned down for a credit
card. If you need to improve or re-establish your credit history,
here’s a great way to begin that process.
Enjoy the convenience of credit including the option to carry a
balance while earning interest on your secured savings account.

Visa® Business Cash Card

3% cash back on eligible net purchases from office supply stores,
phone and TV services
2% cash back on eligible restaurant and gasoline net purchases
1% cash back on all other eligible net purchases
$25 cash back awarded after first purchase

Visa® Business Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net
purchases (equal to 1.5% cash back)
No cap or limit on the number of points you can earn, and you
have five years to redeem for rewards
2,500 bonus rewards points awarded after first purchase

Visa® Business Rewards PLUS Card

Earn 3 points monthly for every $1 you spend the most on:
cellular phone service, hotel, or airline
Earn 1.5 points monthly for every $1 you spend on eligible
net purchases
Plus, earn 20,000 one-time bonus rewards points after you
spend $2,000 in the first 3 months
No cap or limit on the total cash back you can earn, and you
have five years to redeem for rewards

Visa® Business Platinum Card

Pay down your other credit card balances faster with a great
low introductory rate for an extended time
Save on interest
Non-Rewards