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Credit Cards

Madison Credit Union is here to help find the right credit card for you. Open a credit card with MCU today and start building credit with every payment.

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Consumer Cards

Visa® Platinum Card

  • No annual fee
  • The best introductory offer!
  • Save on interest and pay down other credit card balances faster
  • Everyday convenience of a non-rewards card

Visa® Bonus Rewards PLUS Card

  • $50 annual fee (Appx. 5,000 pt. equivalent)
  • 50% monthly rewards bonus on all rewards points earned each month
  • There are no caps or limits on the points card members can earn
  • Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise
  • No foreign transaction fee

Visa® Bonus Rewards Card

  • No annual fee
  • 25% monthly rewards bonus on all rewards points earned each month
  • There are no caps or limits on the points card members can earn
  • Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise

Cash Rewards American Express® Card

  • No annual fee
  • Earn 3% cash back on the first $6000 annually in gas purchases at automated fuel dispensers and service stations,  and 1% thereafter
  • Earn 2% cash back on purchases at supermarkets
  • Earn 1% on all other purchases
  • Redeem rewards for a statement credit or direct deposit into a bank account

Travel Rewards American Express® Card

  • $95 annual fee (Appx. 9,500 pt. equivalent)
  • EMV chip cards allow for seamless purchases when traveling abroad
  • Earn 3 points per dollar spent on airfare
  • Earn 2 points per dollar spent on hotel and restaurant purchases
  • Earn one point per dollar on all other purchases
  • Redeem for travel rewards starting at just 25,000 points for a ticket worth up to $325, or redeem for cash back, gift cards, or name brand merchandise

Visa® Secured Card

  • $35 annual fee
  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card in the past
  • Open a savings account that is pledged as a security for the credit card account

Business Cards

Visa® Business Card

  • No annual fee
  • The best introductory offer!
  • Save on interest and pay down other credit card balances faster
  • Separate business expenses, manage cash-flow and track spending

Visa® Business Bonus Rewards Card

  • No annual fee
  • 25% monthly rewards bonus on all rewards points earned each month
  • There are no caps or limits on the points card members can earn
  • Separate business expenses, manage cash-flow and track spending

Visa® Business Bonus Rewards PLUS Card

  • $50 annual fee (Appx. 5,000 pt. equivalent)
  • 50% monthly rewards bonus on all rewards points earned each month
  • There are no caps or limits on the points card members can earn
  • Separate business expenses, manage cash-flow and track spending

Visa® Business Cash Card

  • 3% cash back on all net purchases from office supply stores and cellular phone, landline, internet and cable TV services
  • 2% cash back on restaurant and gasoline net purchases
  • 1% cash back on all other net purchases
  • No annual fee

Visa Signature® Business Company Card

  • Designed for medium to large size businesses
  • Generous credit lines
  • No personal guarantee required
  • Valuable Rewards Program

Visa® CommUNITY Card

  • Designed for nonprofits and municipalities
  • Generous credit lines
  • No personal guarantee required