Credit Cards
Madison Credit Union is here to help find the right credit card for you. Open a credit card with MCU today and start building credit with every payment.
Consumer Cards
Visa® Platinum Card
- No annual fee
- The best introductory offer!
- Save on interest and pay down other credit card balances faster
- Everyday convenience of a non-rewards card
Visa® Bonus Rewards PLUS Card
- $50 annual fee (Appx. 5,000 pt. equivalent)
- 50% monthly rewards bonus on all rewards points earned each month
- There are no caps or limits on the points card members can earn
- Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise
- No foreign transaction fee
Visa® Bonus Rewards Card
- No annual fee
- 25% monthly rewards bonus on all rewards points earned each month
- There are no caps or limits on the points card members can earn
- Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise
Cash Rewards American Express® Card
- No annual fee
- Earn 3% cash back on the first $6000 annually in gas purchases at automated fuel dispensers and service stations, and 1% thereafter
- Earn 2% cash back on purchases at supermarkets
- Earn 1% on all other purchases
- Redeem rewards for a statement credit or direct deposit into a bank account
Travel Rewards American Express® Card
- $95 annual fee (Appx. 9,500 pt. equivalent)
- EMV chip cards allow for seamless purchases when traveling abroad
- Earn 3 points per dollar spent on airfare
- Earn 2 points per dollar spent on hotel and restaurant purchases
- Earn one point per dollar on all other purchases
- Redeem for travel rewards starting at just 25,000 points for a ticket worth up to $325, or redeem for cash back, gift cards, or name brand merchandise
Visa® Secured Card
- $35 annual fee
- Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card in the past
- Open a savings account that is pledged as a security for the credit card account
Business Cards
Visa® Business Card
- No annual fee
- The best introductory offer!
- Save on interest and pay down other credit card balances faster
- Separate business expenses, manage cash-flow and track spending
Visa® Business Bonus Rewards Card
- No annual fee
- 25% monthly rewards bonus on all rewards points earned each month
- There are no caps or limits on the points card members can earn
- Separate business expenses, manage cash-flow and track spending
Visa® Business Bonus Rewards PLUS Card
- $50 annual fee (Appx. 5,000 pt. equivalent)
- 50% monthly rewards bonus on all rewards points earned each month
- There are no caps or limits on the points card members can earn
- Separate business expenses, manage cash-flow and track spending
Visa® Business Cash Card
- 3% cash back on all net purchases from office supply stores and cellular phone, landline, internet and cable TV services
- 2% cash back on restaurant and gasoline net purchases
- 1% cash back on all other net purchases
- No annual fee
Visa Signature® Business Company Card
- Designed for medium to large size businesses
- Generous credit lines
- No personal guarantee required
- Valuable Rewards Program
Visa® CommUNITY Card
- Designed for nonprofits and municipalities
- Generous credit lines
- No personal guarantee required