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Youth Accounts

You want to get your child set on the right path for success. Let us help get them started with a Youth Account from Madison Credit Union.

It’s never too early to financially empower your youth! Madison Credit Union offers youth savings accounts, teen checking accounts and more!

Current Special:

youth account promotion free soccer ball
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The kids are learning to save Youth Savings Account

`Stache your cash in a Madison Credit Union Youth Savings Account and teach your child(ren), up to age 23, the benefits of saving, budgeting, and money management. With our high-yield introductory Youth rate, it pays to save at Madison CU.

  • Kids under the age of 18 will need to have an adult as a joint member on the account.
  • Our youth savings rate is 2% above our standard savings account rate.
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The kids are earning their own money Teen Checking Account

Your child has been saving for years. But now they’re in high school and getting their first job. Open a Youth Checking account to help your child manage their newfound wealth. Designed for members 14–17.


    • No minimum balance
    • No monthly service charge
    • Fee Free Debit Card – with a daily limit set to $200
    • Direct deposit available

Online Resources:

    • Online Banking and Mobile App
    • eStatements
    • Bill Pay
    • Easy online funds transfers between adult and youth accounts.
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The kids are grown Kickstarter Checking Account

A free and clear checking account for those getting started out. Perfect for ages 18-23. 

  • No minimum balance
  • No monthly service fee
  • Overdraft protection if you qualify
  • Debit card with no annual fee and unlimited free ATM and purchase transactions.
  • Free online statements and bill pay
  • Secured Credit Card or College Real Rewards Card through Elan if you qualify.

As a member-owned, not-for-profit institution, a primary focus of our credit union is education, so we are happy to answer your questions about youth products and programs as well as assist our younger members in setting up their accounts.  If you are already a member, you can open a youth account for your child directly from online banking or our mobile app. 

Youth Financial Education

Check out our Financial Smarts page to view age specific financial education content. There are interactive activities, workbooks, and articles on topics such as starting to save, setting financial goals, credit reports, saving for a first car, and more.