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Member Perks

Madison Credit Union wants to see its members soar. That is why we offer resources to help members feel happy and financially stable.

AutoSmart – Car Shopping

Car shopping made easy. MCU partnered with AutoSmarts so you can shop new and used cars while getting pre-approved with a MCU auto loan directly from the site!

CarFax Discount

At MCU we are always trying to watch over our members’ financial health and when buying a vehicle that means knowing the vehicle’s history before purchase. All MCU members can receive a discount for a CarFax report on any vehicle. Instead of $39.99, MCU members only pay $29.99. Contact our loan department at (608) 266-4750 to order your CarFax report today.

MCU Assist- Personal Financial Coaching

Your goals are our goals. A new home, a new car, to get out of debt, to save enough for retirement or your kid’s education, or just know where all your money is going.

If you’d like to dive deeper into your financial goals and plans, you can meet one-on-one with one of our Credit Union Certified Financial Counselors to go over your personal situation. We offer goal specific sessions like:

  • Debt Repayment Planning
  • Budget Planning Assistance
  • Home Buying Preparedness
  • Retirement Planning

We also offer a Financial Check-Up option if you are just interested in fine tuning your finances or don’t know where to start.

Not sure where to start? Get started with our digital Budget Analyzer.

MCU’s Rising Minds Scholarship

Empowering the next generation — one bright mind at a time.

At Madison Credit Union, we believe a strong financial foundation can help young people rise to their full potential. That’s why we’re proud to offer the Rising Minds Scholarship — two $1,000 awards designed to support students who are ready to grow, lead, and shape the future. There are two scholarships designed to help learners at different stages of their life; a High School Scholarship for current high school students preparing to take their next step into higher education; and a Returning Student Scholarship for those who have already graduated high school and are returning to school.

Security Plus Club

Whether you’re retired or just thinking ahead to retirement, you want to ensure that your money is secure and your financial institution is working for you. At Madison Credit Union you’ll receive money saving benefits every month.

You are eligible if you are age 55 or older and maintain $2,500 in any combination of MCU accounts (savings or checking accounts, share certificates and IRAs).

There is no fee to be a member of the Security Plus Club and benefits include:

  • Dividend Checking, fee waived – when you have a direct deposit of at least $500 per month
  • One Checks -One free box of standard checks each year
  • Prime Share Certificate – A 12-month share certificate with a special rate for Security Plus Club members.
  • Free Money Orders
  • Free Domestic Wire Transfers – (limited to one per month) 
  • Stop Payment Fee Waived – A stop payment fee is waived once per year
  • A free MCU gift 

Call us to sign-up today: 608-266-4750