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Member Rewards

MCU's Member Rewards Program rewards you for using our services.
The more services you use, the more points you earn and the more free services you qualify for.

When you open an account at Madison Credit Union you are automatically enrolled in our Member Rewards Program. The Member Rewards Program rewards you for your relationship with us. Every product and service has an assigned point value. On the first of each month we total the points earned and place you into one of four categories: Bronze, Silver, Gold, or Platinum. The more products and services you use, the more points you earn.

Finding Your Rewards Level

Find your rewards level each month on your statement or in It’s Me 247 online banking. Use the rewards points worksheet to calculate your current rewards and what additional services you could be using to move up a rewards tier. Remember, the more points you earn each month, the more free services you qualify for.

Household Feature

A “household” is comprised of all credit union members at a single address (including adult children through age 23). MCU determines which household member has the highest rewards level, then grants those reward benefits to every household member regardless of their personal points level.

Bronze
1-7Points
  • Free online banking
  • Free online account to account transfers
  • Free CU* Talk
  • Free CU* Text
  • Free mobile banking
  • Free debit signature transactions
  • Free notary services
  • Free checking and overdraft protection
  • 2 free cashier’s checks
  • 8 free checks with new checking account
  • 6 free PIN transactions
  • 8 free shared branch transactions
  • 2% check cashing fee
Silver
8-10Points
  • Free online banking
  • Free online account to account transfers
  • Free CU* Talk
  • Free CU* Text
  • Free mobile banking
  • Free debit signature transactions
  • Free notary services
  • Free checking and overdraft protection
  • 2 free cashier’s checks
  • 8 free checks with new checking account
  • 8 free PIN transactions
  • 8 free shared branch transactions
  • Free check cashing
Gold
11-13Points
  • Free online banking
  • Free online account to account transfers
  • Free CU* Talk
  • Free CU* Text
  • Free mobile banking
  • Free debit signature transactions
  • Free notary services
  • Free checking and overdraft protection
  • 2 free cashier’s checks
  • 8 free checks with new checking account
  • 10 free PIN transactions
  • Free shared branch transactions
  • Free check cashing
Platinum
14+Points
  • Free online banking
  • Free online account to account transfers
  • Free CU*Talk
  • Free CU*Text
  • Free mobile banking
  • Free debit signature transactions
  • Free notary services
  • Free checking and overdraft protection
  • 2 free cashier’s checks
  • 8 free checks with new checking account
  • Unlimited PIN transactions
  • Free shared branch transactions
  • Free check cashing
  • No annual fee debit card