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Routing #: 275978721
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New Mobile App

Madison Credit Union is excited to announce the release of our new mobile app for Android and iPhone! Our new app allows you to check balances, transfer money, and make payments, all from the convenience of your cell phone!

Get it on Google Play

Mobile App FAQs

Can any member/owner enroll in mobile check deposit?

Eligible Madison Credit Union members, at least 18 years old, have been a MCU for at least 90 days, and have an account in good standing. Other criteria include no more than six (6) checks returned for non-sufficient funds (NSF) in the last twelve (12) months, along with less than three (3) returned deposit items in the last twelve (12) months. Eligible members must also have valid contact information on file with the credit union including phone number, address, and e-mail address.

How do I enroll in mobile check deposit?

Download the new app and then, on the bottom menu bar of the mobile app, click the “Move Money” icon and select “Deposit Check.” From here, you’ll be prompted to sign into your online account where you then may select “Register.” After your registration has been submitted, your account will be reviewed within a business day. The status of your registration can be found by clicking the “Move Money” icon and select “Deposit Check”.

Will I need a different username and password for mobile check deposit?

No, your online banking credentials will log you into both online banking and mobile check deposit.

What devices are supported?

You can use Madison Credit Union’s mobile app and mobile check deposit on most Apple and/or Android devices.

Is there a fee to use MCU’s mobile check deposit?

This service is free to all eligible Madison Credit Union member/owners.

How long does it take for a check to post using mobile check deposit?

Deposits will be posted 4 times per day, Monday thru Friday with the last posting at 11pm. If the deposit requires additional review, and is accepted, the posting will occur within the next business day.

Do I need to keep my check after submitting it using mobile check deposit?

Yes, write “Electronically Presented” or “VOID” and today’s date on the front. Hold onto the item for 30 days in case of review.