fbpx Skip to content
MCU Budget Analyzer

Budget Analyzer

Get a clear picture of where your money is going, understand your debt-to-income ratio, and identify opportunities to rebalance your budget. Export your results as a PDF to bring to your free financial counseling session.

💼

Monthly Take-Home Income

$
$
🏦

Other Monthly Income

$
$
$
$
Total Monthly Income$0
🏠

Housing

$
$
$
$
🍽️

Food & Daily Living

$
$
🚗

Transportation

$
$
$
$
🏥

Health & Family

$
$
$
$
💰

Savings & Giving

$
$
$
🎬

Personal & Entertainment

$
$
$
$
Total Monthly Expenses (excl. debt payments)$0
💳

Monthly Debt Payments — enter minimum payments

Creditor / TypeBalanceRate %Min. Payment
Monthly Payments$0
Total Balance$0
Monthly Income
Total Expenses
Debt Payments
Cash Flow
🎯

Debt-to-Income Ratio (DTI)

0%
Excellent <20%
Manageable 20–36%
Caution 36–43%
High >43%
📊

Where Your Money Goes

💡

Personalized Insights

📝

Notes for Your Counseling Session

Ready to build your action plan?

Schedule a free financial coaching session with a Madison Credit Union counselor. Bring your PDF — we'll review it together and create a personalized plan at no cost to you as a member.

✓ Free for Members ✓ Confidential ✓ No Judgment