Remote check deposit lets you easily deposit a check from your phone to any of your Madison Credit Union accounts. Check out our easy-to-follow steps:

Getting Set Up

Step 1: Download the MCU mobile app and login.

Step 2: On the bottom menu bar of the mobile app, click the “Deposit” or camera icon.  If you have been a member for at least 90 days and are not yet enrolled, click “Enroll Now”.  If you meet the qualifications, your enrollment will be approved within one business day. If you don’t meet the 90 day threshold or your account is not in good standing, we will notify you.

Step 3: Once enrolled, click the “Deposit” camera icon and then select “New Deposit”. You will then be prompted to select the account you would like to deposit the funds to and the amount of the check.

Step 4: The app will request access to your phone’s camera to take pictures of the front and back of the check. To ensure a successful deposit, make sure all four sides of the check are within the picture box and the check looks legible.

Make sure to endorse the check and mark the “For mobile deposit” box or write “For mobile deposit only” on the back of the check. 

Step 5: Hit submit. 

Need more help? Watch this easy to follow video. And if you still have questions don’t hesitate to call us at 608-266-4750 or email us at creditunion@madisoncu.com.

Eligible Madison Credit Union members, at least 18 years old (exceptions may apply for youth accounts), have been a MCU for at least 90 days, and have an account in good standing. Other criteria include no more than six (6) checks returned for non-sufficient funds (NSF) in the last twelve (12) months, along with less than three (3) returned deposit items in the last twelve (12) months. Eligible members must also have valid contact information on file with the credit union including phone number, address, and e-mail address.

Things to Keep in Mind

Deposits will be posted almost immediately.

Note, there is a limit of $2500 per check and a maximum remote deposit amount of $5000 per month.

Keep the check for 30 days in case of review. Write Electronically Presented or VOID and the date you submitted it on the front of the check.