Investment Rates
December 31, 2020
| Savings | ||||
|---|---|---|---|---|
| Minimum to Open | Minimum Balance for Dividends | Dividend Rate | Annual Percentage Yield |
|
| Regular Savings | $5 | $100 | 0.03% | 0.03% |
| Vacation Club | $5 | $100 | 0.03% | 0.03% |
| Money Market | $2,500 $25,000 | $2,500 $25,000 Below Minimum | 0.05% 0.10% 0.02% | 0.05% 0.10% 0.02% |
| Youth Savings (20 & Under) | $5 | $100 | 0.03% | 0.03% |
| Christmas Club | $5 | $100 | 0.03% | 0.03% |
| Interest Checking | $25 | $500 | 0.02% | 0.02% |
| IRAs - Traditional, Roth & Educational | ||||
|---|---|---|---|---|
| Minimum to Open | Minimum Balance for Dividends | Dividend Rate | Annual Percentage Yield |
|
| IRA Shares | $5 | $100 | 0.05% | 0.05% |
| 1 Year Certificate | $500 | $500 | 0.25% | 0.25% |
| 1.5 Years (18 Months) | $500 | $500 | 0.30% | 0.30% |
| 2.5 Years (30 Months) Certificate | $500 | $500 | 0.45% | 0.45% |
| Certificates | ||||
|---|---|---|---|---|
| Minimum to Open | Minimum Balance for Dividends | Dividend Rate | Annual Percentage Yield |
|
| 91 Days | $1,000 | $1,000 | 0.15% | 0.15% |
| 6-12 Months | $1,000 | $1,000 | 0.20% | 0.20% |
| 1 Year | $1,000 $500 | $1,000 $500 | 0.25% 0.20% | 0.25% 0.20% |
| 1.5 Year (18 Months) | $1,000 | $1,000 | 0.30% | 0.30% |
| 2 Years | $1,000 | $1,000 | 0.40% | 0.40% |
| 2.5 Years (30 Months) | $1,000 | $1,000 | 0.45% | 0.45% |
| Security Plus Club (1 Year) | $1,000 | $1,000 | 0.30% | 0.30% |
| Youth Savings Club (1 Year) | $500 | $500 | 0.20% | 0.20% |
| Certificates are subject to early withdrawal penalties and renew automatically | ||||
* Rates are subject to change.
