As a member and owner of Madison Credit Union, you have access to an array of savings, and checking services. No matter what your need or financial situation, Madison Credit Union is here to help.
“It’s Me 247” Home Banking
Access your accounts from the privacy of your own home. It’s Me 247 Online Banking gives you the opportunity to review your history, get balances, make transfers, receive statements and view cleared checks. You can also apply for new loans and open new accounts online.
New Account Switch Kit
Making the switch to Madison Credit Union? Our Switch Kit has step by step instructions and everything you need to move your accounts, deposits, and payments from your old financial institution to Madison Credit Union. Download the Switch Kit.
Debit Card Management
Register online to add an extra layer of security to your account with debit card alerts or to temporarily turn off your card.
Delivered via text message or email, you can customize alerts to notify you when certain transactions occur:
- Purchases over a selected amount
- International purchases
- Online purchases
- Declined purchases
VISA Gift Cards
Available for purchase for dollar amounts between $10 and $500. Gift Cards are honored everywhere VISA is accepted with the following exceptions: casinos, pay at pump gas, hotel and car rental reservations. There is a $3.95 service fee for the card. The fee is waived the month of December to make holiday shopping easier.
A simpler life is just around the corner. By choosing to receive and pay your bills through It’s Me 247 Bill Pay you’ll save time and be in complete control. With Bill Pay you can receive, pay and organize your bills online or through mobile access when it is convenient for you – at any time, from anywhere.
- Easy Enrollment
Simply click the It’s Me 247 online banking icon from our website, log on using your user name, password and an answer to a security question, then click the ‘Pay and Transfer’ Icon. The rest is easy! Step-by-step point and click instructions will guide you through enrollment and set up.
CU Text Banking
Text banking is a convenient way to check your account balances anytime, anywhere. You can also enroll in e-alerts to receive notices regarding account balances, electronic deposits, withdrawals, and payment due dates directly to your mobile phone.
- What does Text Banking cost?
Madison Credit Union does not charge members a fee to use text banking. However, your mobile phone carrier may charge standard text messaging rates. Please check with your mobile phone carrier to understand applicable text message fees.
- To Get Started
You can enroll in Text Banking by clicking on the “ Go Mobile” button on the It’s Me 247 tool bar. Then select Text Banking to access the enrollment screens. After enrollment, text commands to IM247 (46247).
CU Talk Telephone Banking
Madison Credit Union makes it possible for you to have direct access to your credit union accounts with just one phone call. With CU*Talk, our telephone banking system, taking care of your credit union business is faster, easier, and safer. Now you can get around the clock access to your accounts.
- To Get Started
Using your touch-tone phone, call: 1-800-860-5704
View 18 months worth of statements online, whenever you want, from wherever you are. E-statements are not only convenient, but they are also more secure than paper statements. Log in to It’s Me 247 Online Banking and click on the “My Documents” tab to enroll in or view e-statements.
LoanPay Xpress allows you to make your MCU loan payment using your savings or checking account from your other financial institution without a fee. You also have the option to make MCU loan payments using your credit or debit card (a convenience fee applies.) Set up LoanPay Xpress quickly and easily and enjoy the convenience of one-time or recurring electronic payments!
Depending on your employer, you may be eligible to have a portion of your check automatically deposited to your MCU account. You can also divide this amount among other accounts at MCU or have a set amount go directly towards a loan payment.
Order Checks Online
If you’ve never ordered checks, would like to switch check vendors, or need assistance, please contact us at 608-266-4750.
If you would like to reorder checks from the same vendor, you can do so by choosing the appropriate link below.
Free Credit Reports
You have the right to get one free credit report per year from each of the three major credit reporting houses: Experian, TransUnion and Equifax. Get all three at once or spread them out through the year. Visit annualcreditreport.com or call 1-877-322-8228 to get started.
How Do I?
Join Madison Credit Union?
You are eligible to join Madison Credit Union if you live or work in Dane, Sauk, Iowa, Columbia, Dodge, Jefferson, Green, Rock, or Walworth Counties. You also qualify if an immediate family member (parent, spouse, or child) is a member, or if you reside in the same household as a member. Join today
Login to online banking?
Click onto the It’s Me 247 Online Banking tab and the follow the prompts. If it has been more than 24 hours since you have opened your account, contact Madison Credit Union to have your temporary PIN reset.
Change my address?
To change your address, call us at 608-266-4750 or complete the change of address form and mail it to Madison Credit Union, 949 E. Washington Ave., Madison, WI 53703.
Change my card’s PIN?
If you would like to change your PIN, please call us at 608-266-4750.
Find an ATM?
With our ATM network, you can make fee free transactions at thousands of ATMs across the country. Find an ATM near you
Find a Shared Branch?
As part of the Co-op Shared Branch network, Madison Credit Union members can conduct credit union transactions at participating credit unions nationwide. Find a Shared Branch near you
Find my routing number?
Madison Credit Union’s routing number is 275978721. It is the first set of numbers found on the bottom, left hand side of your Madison Credit Union checks.
Report a lost or stolen card?
To report a lost or stolen card, please call 1-800-523-4175.
Ensure my debit card works while I'm traveling?
To reduce the risk of fraudulent charges to your account, Madison Credit Union restricts credit transactions outside of Wisconsin. If you will be traveling, please notify the credit union of your travel plans to ensure you have easy access to your funds. Call MCU at 608-266-4750. Alternately, you can make debit transactions, using your PIN, outside of Wisconsin.
Temporarily suspend my debit card?
In the event you have misplaced your debit card, you can temporarily turn it off. Register your card online for the option to suspend your card temporarily.