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We're the credit union you brag about to your friends.

"I've been banking with Madison Credit Union for many years. I got my first car loan from them. It was a fantastic experience to work with such a friendly and helpful group of people. I'm always referring friends and co-workers so they can receive the “no hassle “ loan experience that I received, as well as the other services MCU provides."

- Fran T., member since 1983

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We're the credit union that believes in making banking personal.

"The staff are very personable. They call me by my first name and I actually enjoy banking there."

- Alvin H., member since 2021

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We're the credit union that believes in equality.

"I believe that MCU is more culturally aware, and in tune with equity and inclusion methods of dealing with it's diverse members."

- Regina R., member since 2009

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We're the credit union that makes banking easy.

"A real person always answers the phone when you call and you don't get put on hold for long periods of time. Thank you!"

- Bradley J., member since 1992

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We're you're friendly, local credit union.

"Your customer service is excellent! There are long-term employees I have really gotten to know throughout the years. I also just love local credit unions. Thank you for all you do!"

- Georgia S.

We're you're friendly, local credit union.

"Your customer service is excellent! There are long-term employees I have really gotten to know throughout the years. I also just love local credit unions. Thank you for all you do!"

- Georgia S., member since 1999

Become a Member

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We're you're friendly, local credit union.

"Your customer service is excellent! There are long-term employees I have really gotten to know throughout the years. I also just love local credit unions. Thank you for all you do!"

- Georgia S.

We're the credit union that works for the whole family.

"My children are members. They have only known Madison CU as the place to go. They have often told their peers of the benefits of a credit union after hearing them complain of account fees at the bank. I will do my finances ONLY with Madison CU."

- Don R., member since 1991

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The better way to bank.

A credit union is a cooperative financial institution. Which means, we are accountable to our members, not shareholders. As a member, you get a vote in how we are run, who sits on our board and what services we offer.

Because of what we are and because of who we are, you will see consistently low loan rates, little to no fees and personalized service.

We offer the services you care about along with the ease of use and security you expect in a financial institution.

Become a Member

Simply put, we care.

We care about our members and our community. Since 1936, we have proudly served the city of Madison. At Madison CU you won’t just get phenomenal service and great rates, you get financial wellness.

We empower our members to reach their goals. You don’t need perfect credit or any credit to get started. All you need to do is join the MCU movement.

Some popular benefits and services: